Britain's insurers are expected to pay £1.3 billion pounds to cover damage caused by floods in December and early January, the Association of British Insurers said on Monday.
The trade body said that more than 3,000 families are living in alternative accommodation until their homes are repaired, while emergency payments of nearly 24 million pounds have already been made.
The average expected pay out for each domestic flood claim is 50,000 pounds, compared with an average from the 2013/14 winter storms of 31,000 pounds.
Azram Choudhury who runs the Sheesh Mahal restuarant in Leeds was affected by the tragedy. The Indian diner needs extensive repais after the ground floor was ravaged by water.
He told Channel 4: "I really feel gutted in the sense that ive been runing this place for 26 years and im proud of being in this country.
"Britain is the fifth richest country and now and we're helping other countries, yet we can't safeguard our pride (our home). That's really gutting."
Aid groups who have been helping residents on the ground with food, clothing and support include the Al-Imdaad Foundation UK from Blackburn and Khalsa Aid charity based in Slough. Both groups also helped people who were affected by the floods in Somerset last year.
